How high-earning expats in Germany lose €100,000+ without realizing it
Most professionals lose money in their first years, not because they earn too little, but because the system works differently than they expect.
Through individual financial analysis, we help high-earning expats build the right financial structures early on - turning small decisions into a six-figure advantage over time.
Why high earners choose Clearpath:
Our Consulting Process: Clarity in 4 Steps
We accompany you transparently and structured on your way to financial security in Germany.
1. Free initial consultation
Identify which decisions matter most in your current situation, with professional structure, not guesswork.
2. Analysis & Report
You receive a structured analysis and a clear, digital report highlighting risks, inefficiencies and optimisation opportunities.
3. Consulting & Implementation
We discuss the results, explain your options clearly, and support you in implementing the solutions that make sense for you.
4. Long-term support
We remain your point of contact and adjust the plan over time so your growth keeps its advantage, not just short-term gains.
Frequently Asked Questions
We answer the most important questions that expats in Germany often have about finances.
Is the initial consultation really free?
Yes. The initial consultation is completely free of charge.
It is designed to understand your situation, answer your questions, and determine whether and how we can support you. There are no hidden costs.
What outcome can I expect from the free consultation?
You’ll leave with a clear decision path for your next financial steps, regardless of whether you work with us.
How do you work and how are recommendations made?
Our recommendations are based on a structured financial analysis of your individual situation.
We focus on clarity, transparency, and practical solutions. Options are explained clearly so you can make informed decisions that fit your goals and circumstances.
Is this suitable if I am new to Germany or plan to leave again?
Yes. Many of our clients are new to Germany or planning move out again in future.
We take your current situation and future plans into account and focus on flexible, sensible solutions rather than short-term setups.
What topics are typically covered in the consultation?
The initial consultation usually covers your overall financial setup, including social contributions, taxes, insurance, long-term planning, and open questions you may have.
The focus is on gaining clarity and identifying potential optimisation opportunities.
Clearpath Expat Advisory
Your financial advisory for expats in Germany. We offer clarity, structure, and long-term security in the German financial and insurance system – entirely in English.
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