For Expats in Germany
How the average €4,950+ annual savings are identified
Sample size
800+
Expat Analysis
Timeline
6+ years
Consulting experience
Average savings potential
4.950 €+
per year
Where the savings typically come from
These figures do not represent guaranteed outcomes, but typical potential identified during structured expat financial reviews.
€1,250 - €3,750 p.a. by Tax & Structure Optimization

Identification of inefficient tax structures, cross-border discrepancies, and unused allowances commonly found in expats.
€1,000 - €2,500 p.a. by Health Insurance Optimization

Optimization of coverage and premiums by correcting over-insurance, incorrect tariffs, or unsuitable expat health insurance.
€1,200 - €2,000 p.a. by Capital Allocation & Investments

Reducing product costs, restructuring inefficient investments, and improving long-term net income.
This is how total identified savings of ~4,950€+ per year are commonly reached.
Case study details
Here are more detailed insights into the individual challenges and results achieved for our expat clients.
Field Service Eng., €80,000 gross, 28, single
Leverage:
  • Optimization of health insurance
  • Optimization of the tax profile
  • Restructuring of investments
Result: €6,126 savings per year
Testimonial coming soon
Software Dev., €145,000 Gross, 37, Family
Leverage:
  • Early repayment of real estate loan
  • Family-friendly tax optimization
  • Optimization of the families health insurance
Result: €7,081 savings per year
Testimonial coming soon
All figures presented represent potential savings identified through consulting analyses. Individual results may vary and depend on personal, legal, and financial circumstances.
Free consultation
Do you want to understand your own potential?
Start your expat financial review today and discover how much you can save.
No obligations, just potential savings.